Prospects and problems of agricultural credit loan in Bangladesh: A case study of Rajshahi Krishi Unnayan Bank (RAKUB)

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Md Shakib Ahamed
Md Nazmus Sadekin
Shapan Chandra Majumder
Md. Hasanur Rahman
Md. Mazadul Hoque


Rajshahi Krishi Unnayan Bank (RAKUB) acting a vital role within the economic development of Bangladesh particularly in supporting the farmers of the sixteen districts of Rajshahi and Rangpur divisions in Bangladesh. Agriculture remnants the foremost essential part of the Bangladeshi economy. According to WDI, the agriculture sector contributing 12.68 % to the GDP and supplying employment for 38.58% (% of total employment) of the population in 2019. A polarity of Bangladeshis earns their livelihood from agriculture. The recital of this sector has a laudable collision on the particular economic development of the country. To disentangle a farmer beginning the swamp of poverty and boost food fabrication, storage, and provide, agricultural credit is important. The key aim of the study is to analyze the prospects and problems of agricultural credit loans of RAKUB, Bangladesh. The execution of agriculture credit plans in RAKUB is hindered by many tribulations. These tribulations and others topics immediately the significant role of agricultural credit bent the origin of discussion in this study.

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How to Cite
Ahamed, M. S. ., Sadekin, M. N. ., Majumder, S. C. ., Md. Hasanur Rahman, & Hoque, M. M. . (2021). Prospects and problems of agricultural credit loan in Bangladesh: A case study of Rajshahi Krishi Unnayan Bank (RAKUB). Journal of Public Value and Administrative Insight, 4(2), 90–104.
Author Biographies

Shapan Chandra Majumder, Department of Economics, Comilla University, Cumilla-3506, Bangladesh.

Shapan Chandra Majumder is an Associate Professor at the Department of Economics, Comilla University, Bangladesh. Dr. Majumder has completed his PhD. from the School of Economics, University of Shandong, P. R. China. He has taught at different Bangladeshi universities and has published many articles in SCOPUS, ESCI and Thomson Reuters Indexed journals. Dr. Majumder has eleven years of university teaching experience. His areas of interest cover foreign direct investment inflows in developing countries, one belt one road, infrastructure development, environmental economics, energy economics, development economics, international trade and applied econometrics.

Md. Hasanur Rahman, Department of Economics, Comilla University, Cumilla-3506, Bangladesh.

Md. Hasanur Rahman is a research student at department of economics, from Comilla University, Bangladesh. Areas of interest are econometrics, macroeconomics and applied economics.


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