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Hamzah, M.F., Hussain, M.N.B.M. and Rahim, A.K.A. 2019. The Competency Effects Towards The Job Performance Of Islamic Banking Employees In Malaysia : Religiosity as a Moderator. Asia Proceedings of Social Sciences. 4, 3 (Jun. 2019), 109-112. DOI:https://doi.org/10.31580/apss.v4i3.879.